GrowNiti Labs Finance Calculators & Tools
Plan • Invest • Achieve
💧 SIP — Monthly investing
Monthly compounding (r/12). Hover dots to see values.
Total invested
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Future value
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Real FV (0% inflation)
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Total months
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Value Contributions
| Year | Invested (YTD) | Value | Contributions |
|---|
🏦 FD — Fixed (lump sum)
Monthly compounding (r/12).
FD future value
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Total months
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FD value
| Year | Value |
|---|
📦 RD — Recurring (monthly)
Monthly compounding (r/12).
RD invested
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RD future value
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Total months
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Invested Value
| Year | Invested (YTD) | Value |
|---|
🔥 FIRE — Financial independence
Lean 25× • Comfort 30× • Luxury 40× (on inflated expense at target year).
Lean FIRE (25×)
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Comfort FIRE (30×)
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Luxury FIRE (40×)
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Expense @ target year
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Luxury 40× Comfort 30× Lean 25×
| Year | Monthly expense (inflated) | Lean 25× | Comfort 30× | Luxury 40× |
|---|
🏠 EMI — Loan calculator
Standard amortization.
Monthly EMI
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Total interest
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Total payment
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Months
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Outstanding
| Year | Outstanding (end-year) |
|---|
💼 EPF — Approximate corpus
Approximation (ignores EPS cap by default).
Total contributions
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EPF future value
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Months
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Final monthly contr.
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Contributions Value
| Year | Contrib (YTD) | Value |
|---|
📈 CAGR — Rate or future value
CAGR (% per year)
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Given rate → Future value
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Years
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Absolute growth
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| Year | Value (₹) |
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💸 SWP vs FD — drawdown comparison
SWP Corpus Total Withdrawals FD Value
| Year | SWP Corpus | Total withdrawals | FD value |
|---|
⚖️ Lumpsum vs SIP
Lumpsum SIP
| Year | Lumpsum value | SIP value |
|---|